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10 things retirement communities won’t tell you

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You’ll need a Ph.D. to tell us apart Active-adult communities, assisted-living facilities, continuing-care retirement communities — that’s just the tip of the jargon iceberg for places people 55 and over might spend their golden years. And since each facility uses different terms and has different pricing structures, comparison-shopping becomes very difficult. “You can go crazy learning the terminology,” says Karyl Cafiero, 61, of Brooklyn, N.Y., who has researched communities for her mother-in-law. The senior housing industry has largely recovered from its slump during the Great Recession, when many prospective residents couldn’t relocate because they couldn’t sell their homes. Assisted...

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